Does Filing an Insurance Claim for Storm Damage raise my premium?

NO. Filing an Insurance claim for Storm Damage DOES NOT raise your individual premiums. In fact, No Act of Nature (like storm damage to your home) can cause insurance companies to single you out individually for a rate increase. In most cases, due to recent storms, you probably already have experienced across the board rate increases already on your own policy. Certain areas of the country are more prone to damaging storms, and insurance companies have already implemented their rate increases accordingly.